Weber Ford • Granite City, Illinois
Meet Andrew Quinones
Establishing credit? Rebuilding credit? Using an ITIN? Andrew brings 20 years in the automotive business to a conversation about your whole picture—and the financing options that may be available.
No Judgment. No Confusion.
Just a Game Plan.
English & Spanish • ITIN financing guidance
Call (618) 452-5400 • Ext. 1229
Financing is subject to lender approval. Applying does not guarantee approval, a rate, payment, down payment or vehicle. Using an ITIN? Speak with Andrew before applying online.
Andrew Quinones
“The Finance Coach”
Business Manager • Weber Ford
“Helping you navigate the road to financing.”
Why “The Finance Coach?”
With 20 years in the automotive business and experience being part of thousands of vehicle sales for customers across the country, Andrew Quinones understands that every financing situation is different.
As Weber Ford Granite City’s “Finance Coach,” Andrew looks beyond the credit score to understand the whole picture and help customers better understand their financing options.
Andrew is bilingual in English and Spanish and can also help customers navigate financing options involving an ITIN (Individual Taxpayer Identification Number).
Whether you are establishing credit, rebuilding credit, using an ITIN or simply unsure where to start, Andrew is here to help you create a game plan.
Bilingual Finance Coach
Understanding your financing options starts with a conversation you can follow. Andrew assists customers in both English and Spanish, whether they are establishing credit, rebuilding credit or exploring their next vehicle purchase.
Tell Andrew which language you prefer. Bring your questions about the financing process, your individual situation and where to begin.
ITIN Auto Financing Questions
Andrew can help customers navigate financing options involving an Individual Taxpayer Identification Number (ITIN). Explain your situation and ask him to walk you through the appropriate next steps.
Before applying online, speak with Andrew. Ask about the application process, any available lender options and the documentation that may be requested for your situation.
ITIN-related financing is subject to applicable lender requirements and approval. This page does not promise ITIN acceptance by every lender or confirm that the online application supports ITIN entry.
Establishing Credit. Rebuilding Credit. Finding Your Starting Point.
Searching for bad credit car loans or second-chance auto financing near St. Louis? Start by talking with someone who wants to understand your whole picture.
Starting with a limited credit history? Andrew can help you better understand the financing process and the questions to ask before applying.
Past financial challenges do not tell your entire story. Discuss where you are today and what you need to understand about a potential purchase.
Talk with Andrew about financing options involving an ITIN and the appropriate application process for your individual situation.
Andrew is bilingual in English and Spanish. Request the language you are most comfortable using for your financing conversation.
A change in your finances can leave you unsure about buying a vehicle. Start with your current situation and questions, without judgment.
You do not need to arrive with every answer. Tell Andrew about your vehicle needs and let the conversation begin there.
These are situations to discuss, not guaranteed-approval programs. Financing depends on the applicant, lender, selected vehicle and complete transaction.
Your Financing Game Plan
01
Talk with Andrew about your vehicle needs, credit questions, income, budget and individual situation. Let him know whether you prefer English or Spanish.
02
Ask about financing options and the information needed for review. Using an ITIN? Confirm the appropriate application process with Andrew first.
03
Review the vehicle you are considering, your trade and any requested documentation. Submit accurate information through the appropriate application process.
04
Before signing, review the APR, loan term, amount financed, cash due and total payments. Ask Andrew to explain anything you do not understand.
In Andrew’s Own Words
“Helping you navigate the road to financing.”
Andrew Quinones
The Finance Coach
Business Manager • Weber Ford Granite City
Hey everyone, I’m Andrew Quinones, and around Weber Ford Granite City, you can call me The Finance Coach.
I know financing a vehicle can sometimes feel confusing, especially when you’re not sure how your credit, income, or individual situation may affect your options.
My job isn’t to judge your situation or simply look at a credit score.
My job is to understand where you’re starting, explain your options, and help you create a game plan for getting into your next vehicle.
I also speak both English and Spanish, and I’m here to help customers who may be establishing credit, rebuilding credit, or using an ITIN understand the financing process.
So, if you’re thinking about buying a vehicle and don’t know where to start, come see me.
I’m Andrew Quinones — The Finance Coach.
No judgment. No confusion. Just a game plan.
Build your vehicle-buying game plan
Explore inventory and planning tools before your visit. A vehicle listing or estimated payment is not a financing offer; confirm availability and eligibility with the team.
Compare available cars, trucks and SUVs from Ford and other brands. Review the actual price, mileage and vehicle details.
Browse new Ford vehicles and discuss which choices may fit your needs. Financing and manufacturer offers have eligibility requirements.
Start with a trade estimate. A final appraisal and your current loan payoff determine how the trade affects the purchase.
Try different price, down-payment, rate and term assumptions. Use the results to prepare questions, not as an approval.
Shopping within a purchase-price range?
Used Vehicles Under $15,000Used Vehicles Under $20,000
Price categories refer to listed vehicle prices, not monthly payments. Taxes, title, registration and applicable fees are additional. Inventory changes, and not every vehicle will qualify for every financing program.
Before your visit
Ask Andrew which documents are needed for your application, especially when using an ITIN. Depending on the lender and transaction, requested information may include:
Protect your information: Do not send Social Security numbers, ITINs, account numbers or income documents through an ordinary contact form or email. Ask Andrew which application and document-submission process is appropriate for your situation.
Look beyond an approval
A lower monthly payment does not automatically mean a lower-cost loan. Extending the term can increase the total interest paid. Review the complete transaction and leave room in your budget for the costs of owning the vehicle.
Granite City. Metro East. Greater St. Louis.
From Granite City and the Metro East to St. Louis and nearby Missouri communities, start your next vehicle-financing conversation with Andrew Quinones. Weber Ford welcomes shoppers from Collinsville, Edwardsville, Glen Carbon, Alton, Wood River, Belleville and Fairview Heights.
Whether you are establishing credit, rebuilding credit, asking about an ITIN or simply looking for a place to start, contact Andrew in English or Spanish. Call to confirm his availability before making a special trip.
Keep the first message simple. Share your name, preferred language, contact information and general question. Do not email your ITIN, Social Security number or financial documents.
Contact The Finance Coach
Business Manager
Weber Ford Granite City
Extension 1229 • Ask for Andrew
3465 Progress ParkwayQuestions for The Finance Coach
Andrew Quinones is Weber Ford Granite City’s “Finance Coach” and Business Manager. He has 20 years in the automotive business and experience being part of thousands of vehicle sales for customers across the country.
Andrew looks beyond the credit score to understand the whole picture, explain financing options and help customers create a game plan. His approach is “No Judgment. No Confusion. Just a Game Plan.”
Yes. Andrew is bilingual and assists customers in both English and Spanish. Let him know your preferred language when you call or email to start the conversation.
Yes. Andrew can help customers navigate financing options involving an ITIN (Individual Taxpayer Identification Number). Speak with him before applying online to discuss the appropriate process. Lender requirements and approval apply.
Yes. Andrew works with customers who are establishing credit, rebuilding credit or simply unsure where to start. Bring your questions about your individual situation. Assistance does not guarantee financing approval.
Ask Andrew what information is appropriate for your situation. A review may require identification, contact information, income details and vehicle or trade information. For an ITIN-related application, confirm the process and requested documentation with Andrew first.
No. Approval and any available rates, terms, required cash and vehicle eligibility depend on lender review and the complete transaction. Speaking with Andrew or submitting an application is not a guarantee of financing.
A credit application may involve a hard inquiry, which can affect your score. Read the credit authorization before submitting. Ask Andrew about the process before deciding whether to apply.
Yes. Have the vehicle details and current loan payoff available. Ask how the appraised value and any positive or negative equity would affect the complete purchase, rather than treating a trade estimate as a final offer.
Call (618) 452-5400 and ask for extension 1229, or email [email protected]. Andrew is at Weber Ford Granite City, 3465 Progress Parkway, Granite City, IL 62040. Do not send sensitive financial information by ordinary email.
20 Years. Thousands of Customers. One Goal.
Meet Andrew Quinones—The Finance Coach at Weber Ford Granite City. Get help understanding the process in English or Spanish, discuss your individual situation and take the next step when you are ready.
Using an ITIN? Talk with Andrew about the appropriate application process before applying online.
Financing is subject to lender approval and applicable requirements. No guaranteed approval or specific financing terms.
